Asking for a Raise: Using Take-Home Numbers to Plan the Conversation

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A raise conversation goes better when you know the facts. Know what you contribute, what the market pays, and what a particular increase means for the money you actually keep.

Know what you are worth

Look at what similar jobs pay in your area, using job adverts, industry surveys and conversations with people in the field. Note your results, the new responsibilities you have taken on and any feedback from customers or managers. A request backed by facts is much easier for a manager to approve.

Know what a raise is worth to you

Use our calculator. Enter your current pay, then the pay you are asking for, and compare the net figures. This tells you how much extra you will keep, which is the number that matters to your budget. Remember that a raise is taxed at your marginal rate, so you keep less than the headline increase, but you always keep some.

Choose your moment

Timing matters. Good moments include after you have completed a big project, when you have taken on new duties, or at your regular review. Avoid times when the company is facing difficulty. Ask for a meeting rather than raising it in a corridor.

Make the case

A simple structure works well:

If the answer is no, or not yet

Ask what you would need to achieve to earn a raise, and when you can review it again. Other things may be possible: extra holiday, flexible hours, training, a better job title or a bonus. Get any agreement in writing, and put the review date in your diary.

Think about after the raise

When a raise comes through, decide in advance where the extra take-home pay goes. A share into savings or retirement, a share to clear debts and a small share to spend can make the raise feel real without disappearing into everyday costs.

Calculators for this guide

More tips

These guides are general information and estimates to help you plan. They are not tax advice. Rules and rates change, so check the official tax authority for your country.