Iowa Take Home Pay Calculator

See what you keep in Iowa after federal tax, FICA and state tax.

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Tax year 2026 · Iowa

$
Includes DC. Local (city or county) taxes are not counted.
Before tax. 2026 limit $24,500.
Premiums, HSA, FSA — taken before tax.

Iowa take-home pay

Iowa charges a flat 3.8% state income tax on wages.

On $75,000 a single filer pays $2,198 in Iowa state income tax (2.9% of pay). Across the 50 states and DC, 15 take less and 35 take more.

Example take-home pay in Iowa

Pay before taxFederal taxSocial Security & MedicareIowa taxTake-home
$30,000$1,420$2,295$488$25,797
$50,000$3,820$3,825$1,248$41,107
$75,000$7,670$5,738$2,198$59,394
$100,000$13,170$7,650$3,148$76,032
$150,000$24,734$11,475$5,048$108,743

Single filer, 2026, no 401(k) or other pre-tax deductions. A married couple filing jointly on $100,000 keeps about $82,214 a year in Iowa, with $2,496 state tax.

Iowa state income tax rates for 2026

Single filers: taxable incomeRate
all taxable income3.8%

Married couples filing jointly use the same brackets.

Iowa gives you a standard deduction of $16,100 (couples $32,200) and a personal exemption tax credit of $40 (couples $80). The brackets above apply to income left after that.

What is not counted

  • Local income taxes are not counted. Check whether your city or county charges one.
  • Tax credits such as the child tax credit, itemised deductions, and changes you made on your W-4.

Questions people ask

How much is take-home pay on $75,000 in Iowa?

A single filer with no other deductions keeps about $59,394 a year ($4,950 a month) in Iowa: $7,670 federal income tax, $5,738 Social Security and Medicare, and $2,198 state income tax.

Does Iowa have a state income tax?

Yes. Iowa charges a flat 3.8% state income tax on wages.

What if I put money in a 401(k)?

Money you put into a traditional 401(k) is left out of your income for federal and state income tax, so your tax bill falls. Social Security and Medicare are still charged on it. Type your percentage into the calculator to see the difference.

Is anything I type sent to a server?

No. The sums happen in your browser and are gone when you close the page.

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Rates: IRS 2026 inflation adjustments; Social Security wage base; state figures from the Tax Foundation. Back to the US calculator.